What is happening within you and how you experience your life is entirely your making – your karma.  

Karma means ultimate responsibility. You even take responsibility for your genetics.

If you dismantle your karmic structure completely, you merge with existence. This is what mukti or ultimate liberation means – to become free from the very process of life, birth, and death.

Conscious action does not produce Karma - reaction does.

Essentially, karma means moving life from compulsive reaction to conscious action.